Pay your supplier abroad from Africa. Fast, at a guaranteed rate.

Your supplier in China, Europe, the US or anywhere else is paid the same or next business day, in your company's name. No surprises: all fees included.

Sign up to see rates
Takes 3 minutes · No set-up fees
Cedar app Send screen on a laptop and a phone: the recipient gets 100,000 USD, 1 USD = 1,372.42 NGN with all fees included, you pay 137,241,860 NGNCedar app Send screen: the recipient gets 100,000 USD, 1 USD = 1,372.42 NGN with all fees included, you pay 137,241,860 NGN
Paying a large invoice? Get a better rate and a dedicated account manager.
We quote a special rate for your volume and help you prepare the documents. Your supplier is paid the same or next business day.
Speak to Sales
Chat with the Cedar Sales Team: a customer needs to pay 250,000 USD to a supplier in the UAE, Cedar offers a special rate, checks the proforma invoice, and confirms the supplier will be paid the next business day
Why Choose Cedar?
Locked rate
The rate you confirm is the rate you pay, all fees included.
Same or next-day payment
Supplier paid the same or next business day. We also immediately issue proof the money is on its way, to release your cargo sooner.
In your company’s name
Your supplier sees your company’s name on their bank statement, so they can match it to the invoice straight away.
Hands-on support
From onboarding to every payment, our team helps you clear whatever blocks it.
Self-serve or API
Use the web or mobile app for single payments, or our API at scale. Pick what fits.
Every payment tracked
Quotes, invoices and payment status in one place, always in order.

Local currency in. Invoice currency out.

You pay in naira, cedi or francs. Your supplier gets the currency on the invoice, anywhere in 190+ countries.
190+
Countries you can send and collect payments
1 day or less
for most payments to reach your supplier
4 years
of cross-border payments for African businesses
Who Cedar is for
Cedar connects Africa to global markets over stablecoins and modern digital banks, instead of the slow, high-friction route through traditional banks. Pay in your currency or stablecoins, and the other side is paid in theirs.
Global Retail Traders

Importers

You buy from suppliers in China, Europe, the US or anywhere else in the world. Pay them using naira, cedi or francs at a rate locked when you confirm, and they’re paid the same or next business day in the requested currency. Importers of food, electronics and equipment already do.

Sign up to see rates
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Platforms and aggregators

You run payments for many merchants. Send their supplier payments through one Cedar account, by API or on a dashboard that needs no integration, or hold dollars until you need to pay.

Explore the partner platform
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Digital Commerce Platforms
Corporate Exporters / Regional & Global Export Vendors

Exporters

You sell to buyers in Africa. They pay in their local currency, and you receive US dollars, euros or pounds, without waiting for them to source dollars at their bank.

See how Collect works
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Banks and fintechs

Give your customers reliable access to global markets. You get our payment rails, registered and licensed in the US and Canada, and a team that knows how to make every payment go through.

Speak to Sales
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Banks & Financial Institutions
Security and compliance excellence
Cedar is registered as a Money Services Business with FinCEN in the United States (No. 31000310586703) and FINTRAC in Canada (No. C100000878), and with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act (RPAA).
Security

Protection built into every layer.

  • Zero-trust access controls
  • End-to-end encryption
  • Multi-factor authentication
  • AI-driven threat monitoring
Reliability

Built to stay online.

  • High-availability architecture
  • Redundant cloud infrastructure
  • Rapid incident response
Compliance

Regulated and reviewed at every step.

  • Registered with FinCEN (US) and FINTRAC (Canada)
  • Registered with the Bank of Canada under the RPAA
  • Verified business identities
  • Document checks on each transfer
Trusted by importers and exporters across Africa
From food and fresh produce to electronics and industrial equipment, these businesses use Cedar to pay suppliers abroad and get paid by buyers. For them, a cross-border payment is no longer a gamble on shifting rates, bank queues or stuck cargo.
Read customer stories

As seen in the news

QED seeds $9.9M in Cedar Money, a stablecoin payment platform
January 30, 2025
Stablecoins for Cross-Border B2B Payments
February 2, 2025
Cedar Money Gets $9.9m for Cross-Border Stablecoin Payments
March 2, 2025
EM-Focused Cedar Money Raises $9.9M to Expand Stablecoin Payments
February 3, 2025
PYMNTS logo
Cedar Money Raises $9.9 Million for Cross-Border Payment Solution Using Stablecoins
March 2, 2025
QED seeds $9.9M in Cedar Money, a stablecoin payment platform
January 30, 2025
Stablecoins for Cross-Border B2B Payments
January 30, 2025
Cedar Money Gets $9.9m for Cross-Border Stablecoin Payments
January 30, 2025

Grow beyond borders with the Cedar App

Your questions answered

What Currencies Does Cedar Money Support?
What Is The Cost of Using Cedar Money? 
How Long Does It Take to Receive Payments from Africa? 
How Do I Open a New Account? 
What Does the Onboarding and KYC Process Entail? 
What are Stablecoins, and how do they work in Cross-border Payments?
How does Cedar Money assist Exporters in the US, UK, China, and Globally, with Foreign Currency Collection in Africa?
What Is The Timeline for Reviewing My Onboarding Documents Once They are Submitted?